Mary's Homestyle Chili

1 lb ground chuck
1 small onion, chopped
1/2 tsp red pepper
1 tbsp. cumin
1 tbsp. chili powder
1 can black beans
1 can kidney beans
1 can diced tomatoes and green chilies
1 can hot dog chili
1 can chili with beans

In a large pot, brown ground chuck with onion and drain well. To the same pot, add the rinsed and drained black beans and red beans. Add all other ingredients and stir well. Bring to a boil and reduce heat to a low. Simmer for at least 30 minutes or longer for better flavor.  Serve with crackers, cheddar cheese and sour cream, if desired.